Adjuster Blog

By Caterina Pontoriero   Halloween is a scary holiday, but even the goriest costumes or darkest haunted houses aren’t as scary as the risks insureds need to protect themselves against, such as fire, distracted driving, vandalism and theft. According to claims data from New York City-based Travelers Cos., on average there are 24 percent more … Continue reading 7 ways to prevent Halloween-related claims →

By Tom Heyden BBC News Magazine Use these tips and tricks for ways to keep your house warm without breaking the bank. 1. Use tin foil. One way to prevent unnecessary heat loss from radiators, particularly on those attached to external walls, is to use heat reflective aluminium foil behind the radiator. This prevents heat … Continue reading 14 Low-Tech Ways to Keep Your House Warm Over the Winter →

  Use these must-do fall maintenance tips to keep your house in shape and help keep you warm this winter.   Regularly clean gutters and downspouts. Make sure all drainage areas are unblocked by leaves and debris. Consider installing gutter guards to make the job a lot easier. Use a screwdriver to probe the wood … Continue reading Autumn Maintenance Tips →

Temperatures may still be warm outside but today is the first day of fall. The autumnal equinox as seen from space. (Contributed photo/NASA) Sept. 22 is the autumnal equinox, the time when the sun crosses the celestial equator, the imaginary line in the sky that corresponds to the earth’s equator. The autumnal equinox – also … Continue reading First day of fall 2016 is today: What is the autumnal equinox? →

Most homeowners purchase a standard homeowners’ insurance policy and rarely take the time to read it after they receive it from their agent. They may skim it to determine what kind of coverage exists if their contents are lost or stolen, or if their hot water heater leaks, but most don’t give it a thorough … Continue reading My Homeowner’s Policy Covers That? →

It is an unassuming box to check off on your yearly premium invoice. Check this box if you would like a lower premium. Who wouldn’t want a lower premium? In reality by checking that box you are waiving some valuable coverage and you may never know what that is until you make a claim. You … Continue reading Would You Like a Lower Premium? …. And Other Tricks Of The Property Insurance Carriers →

Would you let your accountant cut your hair? Over the past few years we at Property Adjustment Corporation have noticed a trend in how contractors are marketing their services. They include “help with your insurance claim” among their list of services offered. It seems like a good idea to the homeowner to have one point … Continue reading Should Your Roofing Contractor Adjust Your Insurance Claim? →

Some of us may be old enough to remember the trouble that Greg Brady got into over “exact words” in the classic Brady Bunch episode. Calling in a frozen pipe homeowners  insurance claim to your carrier yourself can easily turn into a costly mistake if it leads to a denial of coverage. There are two … Continue reading Exact Words For Frozen Pipe Claims →

Were you in the same business you are now?   Property Adjustment Corporation has been in the business of helping home and business owners who have experienced severe sudden and accidental damage- receive the maximum entitlements of their insurance policy for exactly 25 years this year. In 1989 there was no e-mail or smart phones, over … Continue reading What were you doing 25 years ago? →

This winter’s cold temperatures has kept the bulk of our snow fall hanging around. Warmer weather this week combined with rain will cause a rapid thaw, which will bring water into many finished basements. Do you have the proper coverage for your basement level? Many insurers make you buy additional coverage for the basement in … Continue reading Flooded Basement →