Adjuster Blog

Hurricane season may not be top of mind for many Pennsylvania homeowners, but severe storms with strong winds and heavy rains can and do make their way up the coast. When they do, the damage can be costly and stressful. Having worked with countless families after hurricanes and major storms, I can tell you that … Continue reading Be Ready for Hurricane Season: Protecting Your Home and Your Peace of Mind →

Summer in Pennsylvania can be beautiful, but when those heatwaves roll in, they bring more than just the chance for pool days and backyard barbecues. Extreme heat can pose serious risks to your home – and your health. As your trusted public adjuster here at Property Adjustment Corporation, we want to make sure you’re prepared … Continue reading Risks for Homeowners with the Summer Heat →

The 4th of July is almost here, and with it comes the smell of grilled burgers, the glow of sparklers, and the chorus of neighbors saying, “Was that firework supposed to go there?” This year, we’re lucky to have a long weekend to celebrate, so let’s make sure it ends with happy memories – not … Continue reading Safety Tips for a Successful 4th of July Celebration →

A house fire is one of the most traumatic events a homeowner can experience. In the aftermath, you may feel overwhelmed and unsure of what to do next. It’s crucial to take the right steps—not only for your safety but also to ensure you receive the full compensation you’re entitled to from your insurance policy. … Continue reading What to Do If You’ve Experienced a House Fire →

You may be asking yourself “What is a Puff Back?” It may sound like a French pastry, but it is nothing like it.  A Puff Back is a malfunction of an oil burner in a home or structure that results in smoke damage throughout. Technically it is referred to as a “delayed ignition explosion”. You … Continue reading What is a Puff Back? →

Seeing the impact of a Hurricane Helen and Hurrican Milton, would you be prepared if your home or business was hit? It’s crucial to take immediate and informed actions to ensure safety and protect your property. Property Adjustment Corporation offers guidance to help homeowners and businesses navigate the recovery process effectively. Immediate Steps After the … Continue reading Are you ready if a hurricane hit? →

We all heard the old saying “a picture is worth 1000 words”.  Well, as a public insurance adjuster, I have to say that is certainly true in documenting Insurance Claims. There were many times I was glad we had photos when Insurance companies challenged our claim submissions and there were few times, I wish I … Continue reading How to Document Storm Damage for an Insurance Claim →

As the president of a 35-year-old Public Adjustment firm, I often get asked, “Are sump pump failures covered under my homeowners’ insurance?” Well, the answer is maybe!  Let’s start with a basic understanding of water damage and homeowners’ insurance coverage. Except for the basic fire and lightning policy such as the HO-1, most homeowner insurance … Continue reading Are sump pump failures covered under my homeowners’ insurance? →

Hurricane season has just started, so now is a good time to point out what you should do if one is headed your way. Here are the Top 15 things to consider before a storm hits: Restock your emergency preparedness kit. Include food and water sufficient for at least three days, medications, a flashlight, batteries, … Continue reading Preparing for Hurricane Season →