Adjuster Blog

Get to Know Your Homeowner’s Insurance

Do you really know what’s in your Homeowner’s Insurance?  Most people assume that all policies are basically the same, but they can vary, depending on policy and company. It is important for you to understand what your policy covers before your house suffers winter damage and you file an insurance claim. There are several types … Continue reading Get to Know Your Homeowner’s Insurance

Holidays 2019: Blow Them Out, Turn Them Off

The winter holidays are quickly approaching and many of you may already be busy decorating and preparing to celebrate with family and friends. But before you light the Menorah, Kinara, or Advent wreath, remember that more than a third of home decoration fires are started by candles and 42% of decoration fires happen because decorations … Continue reading Holidays 2019: Blow Them Out, Turn Them Off

Tips to Stay Safe During a Hurricane

Hurricane season has just started, so now is a good time to point out what you should do if one is headed your way.  Here are the Top 15 things to consider before a storm hits. Restock your emergency preparedness kit. Include food and water sufficient for at least three days, medications, a flashlight, batteries, … Continue reading Tips to Stay Safe During a Hurricane

6 Great Tips to Keep Pipes From Freezing!

Cold temperatures can cause pipes to freeze. Many landlords are afraid they will get this call from a tenant during the winter months. There are, however, steps you can take to prevent this problem. Learn six tips to keep the pipes on your property from freezing. The Facts About Frozen Pipes Only A Cold Climate Problem? … Continue reading 6 Great Tips to Keep Pipes From Freezing!

Holiday Safety Tips!

Christmas trees Pick out a freshly cut Christmas tree – one that is too dry can easily catch fire. Trim at least one inch from the bottom of the tree; this will increase the tree’s ability to absorb water. Live trees need a lot of water so check the water level and refill often. Place … Continue reading Holiday Safety Tips!

The great holiday of Thanksgiving may bring everyone together, but it also comes with its unique risks.

Thanksgiving is a time in which we reflect on all that we have as Americans and give thanks to it all. It’s a time where we get together with our loved ones, cook delicious meals, and enjoy an excellent weekend together. But aside from getting caught in your aunt’s rambling or listening to your old … Continue reading The great holiday of Thanksgiving may bring everyone together, but it also comes with its unique risks.

16 Ways to have a safer Halloween

16 Ways to Have a Safer Halloween There’s something scarier about Halloween than the costumes: It’s the scariest day for child pedestrian accidents. That was a key finding from a 2012 study by State Farm® and Bert Sperling of Sperling’s BestPlaces that shed light on the risks surrounding trick-or-treating. To help make Halloween activities safer, whether you’re … Continue reading 16 Ways to have a safer Halloween

Ready for autumn weather to arrive in N.J.? Keep waiting

After getting a brief taste of cool autumn temperatures during the first few days of October, New Jersey has been stuck in a warming trend that has made it feel more like late summer the past few days. Thanks to warm air flowing in from the southwest, much of the state was 10 to 15 degrees warmer … Continue reading Ready for autumn weather to arrive in N.J.? Keep waiting

Knock, knock. Who’s there? It could be a hurricane insurance scam waiting to happen

      Beware of the repair people who come to your door offering to repair your roof or replace your windshield. Don’t ever pay for repairs upfront and don’t sign an AOB (Assignment of Benefits) form to get repair work started. These are some of the tips from consumer protection advocates, who are warning … Continue reading Knock, knock. Who’s there? It could be a hurricane insurance scam waiting to happen

How Hurricane Harvey Could Cause Long-Term Devastation

How Hurricane Harvey Could Cause Long-Term Devastation The record floods predicted as the storm stalls on the Texas coast might wreck the federal flood-insurance program, and cause financial ruin for insured and uninsured homeowners alike. Beyond the Category-4, 130-mph winds, the devastating eye wall, and the storm surge hundreds of miles wide, the most destructive … Continue reading How Hurricane Harvey Could Cause Long-Term Devastation